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After the personal pension system is fully implemented, more funds will flood into the capital market. These funds are usually long-term and stable, which helps to provide a steady stream of "living water" for the capital market. These long-term stable funds will contribute to the healthy development of the capital market, reduce short-term fluctuations in the market and enhance market stability.The personal pension system is expected to be fully implemented, which means that China's old-age security system will be further improved, and it will also have a far-reaching impact on the capital market. The following are my views on the impact of this move on the capital market:I. Providing a long-term and stable source of funds for the capital market

Fourth, the potential challenges to the capital marketFourth, the potential challenges to the capital marketFourth, the potential challenges to the capital market

Second, promote product innovation in the capital marketSecond, promote product innovation in the capital marketSecond, promote product innovation in the capital market